CJM Financial delivers local and national factoring and alternative commercial funding services to small businesses in trucking, transportation, freight, staffing, payroll, oilfield and more. Headquartered in Iowa, CJM Financial provides down-home customer service with knowledgeable and experienced factoring staff. It is capable of offering small and large credit lines … no amount is too small. Same day funding is available in most cases. For truckers, CJM Financial has a fuel card discount program through T-Chek that is easy and convenient to use.