IMMFinancial.com

Since 2006 IMM Financial has focused on the ever evolving needs of businesses and remains agile to meet those needs of the Global Marketplace. If you have been looking for Commercial Funding for your Business, we would be honored to have the opportunity to work with You and Your Business.

IMM Financial recognized the need for alternative funding sources with todays small businesses and global economy.  Bank funding left many businesses in ruins and the slow process of business loans does not meet the needs of today’s business cycles. The IMM Programs were created to give cashflow financing as well as asset financing to those businesses that need it. Some of the financial solutions offered by IMM Financing are:

• Business Financing Assistant
• Accounts Receivable Factoring
• Small Business Loans
• Purchase Order Finance

Accounts Receivable Factoring or Accounts Receivable Financing

Accounts Receivable Factoring is a increasingly popular funding solution that helps businesses get paid on existing invoices faster. It is different then a traditional bank loan so if your company is not eligible for bank financing for a line of credit, then perhaps AR Factoring is the solution for your day to day cash flow needs.

Operating Line of Credit

If you company is looking for a true Line of Credit using all the assets of you company and the banks were not able to help, IMM Financial has partnered with several Business Financing Lenders who may be able to assist. An Operating Line of Credit under these Small Business Loan circumstances would basically be similar to bank financing. The difference would be not having ties to your Operating Account that you would have for your daily deposits or check writing facilities.

Export Finance or Trade Finance

Export Finance or Trade Finance which it is also called is used are also part of the Small Business Financing Products. When you have customers that are not in the same country as you are, these facilities are very useful. Our Foreign Accounts Receivable Facilities can advance up to 80% of the face value of your Foreign Receivables within 24 hours delivery of goods to your customer in many cases. Be aware that not all countries are eligible for this type of funding due to various political or economic constraints. There is no published list of the restricted countries as this list can change at any moment without notice.

Merchant Card Advance or Credit Card Sales Advance

Business Financing Assistant, Merchant Card Advances or Credit Card Sales Advances on your Merchant Account Sales are an option for many clients when they have a history of Credit Card Sales. This will open up a Small Business Financing account for your company that can be done regardless of credit history or if there are other liens on your company. These loans do not have a fixed monthly payment, rather, they collect a percentage of your monthly credit card sales to cover the servicing of the loan. Many store owners like this type of funding as it allows for a flexible payment based on the sales of the store. Do be aware however, this type of Small Business Loan does have a premium as far as pricing is concerned, which many feel is outweighed by the flexibility of the program. Learn more about Merchant Cash Advances vs. Invoice Factoring, here.