Agriculture & Farm Factoring Companies

Get growing with produce & agriculture factoring

Farming and agriculture have always been, and continue to be, challenging businesses. The labor is hard, harvests are seasonal, and equipment is large and expensive. Moreover, production of a bountiful crop relies heavily on external circumstances. From droughts in California to flooding in Texas, the growth of a profitable crop can be helped or hindered by the unexpected. But agriculture factoring could be the solution to this financial problem.

Unexpectedness is just one reason why traditional banks are reluctant to lend to those in the farming and agricultural sector. Thin profit margins, complicated supply chains, and large expenses are other reasons. So if you need capital to support your agribusiness, who can you turn to when the banks say no? This is why agriculture factoring companies are so important.

Why choose agriculture factoring?

Agriculture factoring is a long established farm financing method that has been used for decades. Farmers, food processors, distributors, food manufacturing companies, food packaging companies, shippers, and suppliers can all take advantage of agriculture financing.

Agriculture factoring can provide capital for your business in a few days. By purchasing your current invoices, farm factoring companies can pay you for them practically on the spot. This way, you don’t have to wait weeks or months to collect payment from your customers. Farm factoring companies charge a fee for expediting this payment process which can range from 3-8%; each account is different. (The more current the invoice, the lower the fee.)

What’s more, agriculture factoring does not rely on your credit score but on the creditworthiness of your invoices. What does that mean? That means if you supply Walmart its produce and perishables, the farm factoring company only assesses the credit of Walmart, your customer. That’s a relief to many in farming and food production.

Farm factoring is the sustainable choice for startups

If you are seeking small farm funding resources, produce factoring is a viable option because it requires no minimum amount. So if you are a startup farmer, distributor, or shipper with clients in good standing, there’s a good chance you qualify for Agriculture financing.

Capital from farm factoring can be used for any number of things, including:

Leasing or purchasing farm equipment such as tractors, combines, plows, drills, sprayers, tillers, and other machinery.
Licensing and regulatory fees and permits.
Payroll for laborers and other employees.
Other expenses, such as fertilizers, seeds, fuel, feed, and more.

Learn More About Agriculture Factoring Companies:

Our Recommended Factoring Companies

These companies are considered the top factoring companies for the agriculture and produce industry.

Riviera Finance

Founded in 1969, Riviera Finance is nationally recognized as a leader in business financing. Riviera Finance provides full-service, non-recourse invoice factoring to growing companies. are the experts in accounts receivable management, cash flow solutions and invoice factoring solutions. Riviera Finance maintains offices throughout North America to provide face-to-face service and expert financial solutions to small and medium-sized businesses. Currently serving more than 1,400 clients, Riviera holds an excellent credit rating, has shown consistent, positive earnings and maintains a diversified capital base.
Learn More About Riviera Finance

Business Factors

Established in 1999, Business Factors & Finance is run by two of the most reputable companies in the industry—Riviera Finance and America’s Factors—with experience going back well over 40 years. Combined, the three companies purchase more than $1.2 billion of invoices annually. In addition, Business Factors facilitates bridge and term loans, import and export financing, purchase order and supply chain financing, equipment purchasing and leasing.
Learn More About Business Factors

Search Our List to Find Agriculture Factoring Companies Near You:

Business Factors & Finance, Inc.

220 Ave I , Redondo Beach, California, 90277

888-852-4982

Farm Factoring Companies